Products
Anakam.IDV®
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Verifying Identity as Part of the Risk Equation
“Trust in the asserted identity of an individual is not static, and Anakam developed and integrated Anakam.IDV into our platform to respond to the ever expanding risk of identity theft. When our customers decide to trust and electronic identity, Anakam Identity Services can monitor the status of that identity to determine if it presents additional risk over time.” Overview
FAQs
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Anakam.IDV Identity Verification was developed to enhance both the identity proofing and the authentication processes. Identity verification is a routine risk assessment of an individual conducted when they interact with your Web site and infrastructure.
Unique Identification
Anakam.IDV Identity Verification queries credit and non-credit data sources to determine if the asserted identity of the claimant is likely, and if so, what is the probability that the identity biographical information (addresses, names, etc.) provided was done so by someone engaging in identity theft. We then return a score that indicates the risk level that the identity being claimed is being done so by that individual. No private information from the identity verification transaction is stored within your enterprise.
Anakam.IDV returns a risk score on the probability that basic biographical information provided represents the true person and that this person is not a subject of identity fraud. This assessment can be used to enhance the authentication process on an ongoing basis to see if the risk associated with the original identity assertion has increased and needs special treatment either through additional authentication or other business processes.
A: The Anakam.IDP® Identity Proofing develops a series of Life Questions and presents them to the end user in order to assert that the individual is who he or she claims to be; this is part of building a trusted identity. Anakam.IDV® Identity Verification is a passive system in which the credentials presented are checked against a database of public information to determine the validity of the credentials presented and requires no interaction from the user unless they are invalidated. Anakam.IDP®returns a pass/fail score based upon a set of business rules you establish, whereas Anakam.IDV® returns a score that indicates the level of identity fraud risk associated with the asserted identity. Anakam.IDP® is typically invoked once in the customer lifecycle - during customer registration, but Anakam.IDV® can be invoked any time the enterprise wants to measure risk associated with the asserted identity and does not require resubmission of biographical details IF the enterprise maintains the information.
Q: How does Anakam.IDV® help me protect the privacy of individuals?A: The Anakam.IDV® platform compares submitted biographic data to “top line” public data about individuals like past residence, motor vehicle registration, demographic, and credit data. The Web service call you make to our software (which is hosted inside your enterprise) does not store the biographic information provided by the end user, nor does it use questions and answers – the system only returns a score based upon established business practices for determining the risk associated with an asserted identity.
